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Since 2009, homeowners facing foreclosure or seeking relief from predatory loans have attempted to navigate the Making Home Affordable Program (HAMP), dealing with their lender or servicer to seek a modified loan when possible. On February 14, 2014, The New York Times reported that complaints by homeowners were on the rise, citing miscalculated fees, wrongful evictions and more shoddy paperwork by mortgage servicers, such as Nationstar and Ocwen. Silver-Greenberg, Jessica and Corkery, Michael.