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The Mayors of Allentown, Bethlehem and Easton and the County Executives of Lehigh County and Northampton County have proclaimed April as Fair Housing Awareness Month in honor of the signing of the Fair Housing Act of 1968. Now more than ever, we need to understand and promote fair housing rights.

In 1981, the Social Security Administration (SSA) increased the frequency of continuing disability reviews (CDRs) for SSI and SSDI recipients to every three years. SSA claimed that they were only trying to manage costs of the program by making sure that people who were not disabled were terminated from the program at appropriate times.

Just when you thought your debt issue was behind you, you open your mail and find a letter from your former creditor stating that they reported the forgiven income to the IRS and now you must do the same. While this seems extremely unfair, there are tax consequences for forgiven debt. The amount forgiven is counted as income.